“‘I believe that, through the agency of the Holy Spirit, sinners are made the recipients of mercy, in conformity to the divine plan, founded on the wisdom and knowledge of God; the fruits of which are manifested in the recipient by works of repentance and faith; and without which no man, coming to years of discretion, and able to choose between good and evil, can have an interest in the blood and righteousness of Christ. SLWM 60.4