Every man is a steward of God. To each the Master has committed His means, but man claims that means as his own. Christ says: “Occupy till I come.” Luke 19:13. A time is coming when Christ will require His own with usury. He will say to each of His stewards: “Give an account of thy stewardship.” Luke 16:2. Those who have hid their Lord's money in a napkin in the earth, instead of putting it out to the exchangers, and those who have squandered their Lord's money by expending it for needless things, instead of putting it out to usury by investing it in His cause, will not receive approval from the Master, but decided condemnation. The unprofitable servant in the parable brought back the one talent to God, and said: “I knew thee that thou art an hard man, reaping where thou hast not sown, and gathering where thou hast not strewed: and I was afraid, and went and hid thy talent in the earth: lo, there thou hast that is thine.” His Lord takes up his words: “Thou wicked and slothful servant, thou knewest that I reap where I sowed not, and gather where I have not strewed: thou oughtest therefore to have put my money to the exchangers, and then at my coming I should have received mine own with usury.” Matthew 25:24-27. 1TT 364.2
This unprofitable servant was not ignorant of God's plans, but he set himself firmly to thwart the purpose of God, charging Him with unfairness in requiring improvement upon the talents entrusted to him. This very complaint and murmuring is made by a large class of wealthy men professing to believe the truth. Like the unfaithful servant they are afraid that the increase of the talent that God has lent them will be called for to advance the spread of truth; therefore they tie it up by investing it in earthly treasures and burying it in the world, thus making it so fast that they have nothing, or next to nothing, to invest in the cause of God. They have buried it, fearing that God would call for some of the principal or increase. When, at the demand of their Lord, they bring the amount given them, they come with ungrateful excuses for not having put the means lent them by God out to the exchangers, by investing it in His cause to carry on His work. 1TT 365.1
He who embezzles his Lord's goods not only loses the talent lent him of God, but loses eternal life. Of him it is said: “Cast ye the unprofitable servant into outer darkness.” Matthew 25:30. The faithful servant, who invests his money in the cause of God to save souls, employs his means to the glory of God and will receive the commendation of the Master: “Well done, thou good and faithful servant: ... enter thou into the joy of thy Lord.” Verse 21. What will be this joy of our Lord? It will be the joy of seeing souls saved in the kingdom of glory. “Who for the joy that was set before Him endured the cross, despising the shame, and is set down at the right hand of the throne of God.” Hebrews 12:2. 1TT 365.2
The idea of stewardship should have a practical bearing upon all the people of God. The parable of the talents, rightly understood, will bar out covetousness, which God calls idolatry. Practical benevolence will give spiritual life to thousands of nominal professors of the truth who now mourn over their darkness. It will transform them from selfish, covetous worshipers of mammon to earnest, faithful co-workers with Christ in the salvation of sinners. 1TT 365.3