Chapter 36—Providing for the Day of Need

Systematic Savings Advised

Every week you should lay by in some secure place five or ten dollars not to be used up unless in case of sickness. With economy you may place something at interest. With wise management you can save something after paying your debts.—Letter 29, 1884.2SM 329.1

I have known a family receiving twenty dollars a week to spend every penny of this amount, while another family of the same size, receiving but twelve dollars a week, laid aside one or two dollars a week, managing to do this by refraining from purchasing things which seemed to be necessary but which could be dispensed with.—Letter 156, 1901.2SM 329.2